Loans via Mobile App Available in Lithuania

By: PRLog
New iOS app allows you to take loans in Lithuania online without visits to banks or offline representatives.
PRLog - July 27, 2015 - NOVOSIBIRSK, Russian Federation -- 4finance and Improve Group have announced the release of an iOS app for, a Lithuanian micro-finance company offering short-term consumer loans.

The app makes the loan process easy by allowing costumers to apply for it on the go using only their iPhone, then track the application, view the loan status, extend the loan and get information on loan repayment.

The app makes use of the Lithuanian Personal Code (known as Asmens kodas) for client identification freeing users from filling out long forms with personal information, account numbers etc. The application is then processed within only 15 minutes.

“By providing a great user experience and ease of use, we will attract returning customers. Having a mobile app also will attract new clients who are looking for a service that is quick and easy to use, accessible from their smartphone,” says Justas Šerstkovas, Mobile Application Developer for

“Unique to this app is the connection of the national Personal Code to many Lithuanian services and databases,” says Alex Chernyshev, senior iOS developer at Improve Group. “We don’t need time-consuming and confusing registration forms thanks to the national ID. User identity is checked quickly and conveniently via a 1 cent bank transfer.”

The mobile app connects to the infrastructure to verify the client’s solvency and update the status of loan and debt amount. The 24/7 availability of the service to Lithuanian customers is expected to improve brand awareness, customer satisfaction and credit portfolio of the 4finance Group. is available on the Lithuanian Apple App Store at

Improve Group and 4finance are currently developing iOS and Android apps for other countries taking into account the local specifics and customer preferences.

SMS is a service operated by the 4finance Group. 4finance is a market leading provider of technology-driven consumer finance to millions of customers throughout the world with operations in 14 countries and a growing presence across three continents.

Improve Group is a provider of mobile and server solutions for the fintech, event and automotive industries.

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